Louise Beaumont sat down with Dumitru Condrea from Fintech Garden at Money20/20 Europe for a conversation that defied expectations. No AI hype. No stablecoin speculation. Just a quietly radical idea: people don't need to understand how the electricity grid works to boil a kettle. They trust it because what's underneath is safe. Open finance should feel exactly the same way.
Louise brings a rare vantage point to this conversation. As a Member of the UK Smart Data Council at the Department for Business and Trade, and as part of the team at Invela building safer open finance infrastructure, she's spent years thinking about what trust actually requires at the infrastructure level, and why so many well-intentioned efforts fall short.
In this episode, they explore why open finance so often fails by building too much complexity or too little structure, why transparency alone doesn't create trust, and why risk management is fast becoming a competitive advantage rather than just a compliance obligation.
The idea worth sitting with long after you've finished listening: the best infrastructure is the one you never have to think about.
