How Canada’s open banking model was designed, what it needs to succeed, and the governance challenges no one has fully solved yet. Canada has been designing its consumer-driven banking framework for nearly a decade. The legislation now exists. The oversight body is in place. The first accreditations are within reach. This report captures the unvarnished debate from four people who have been building this system - on what they got right, what remains unresolved, and what the industry needs to do before launch.
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