Open finance is moving fast, but the risk frameworks behind it have not kept pace. In this Main Stage keynote from Fintech Meetup 2026, Kyle Hauptman, Chairman of the National Credit Union Administration, Jessica Rusu, Chief Data, Information and Innovation Officer of the UK’s Financial Conduct Authority, and moderator Louise Beaumont of Invela explore one of the biggest unresolved questions in financial services: when something goes wrong in open finance, who is responsible? This is more than a policy conversation. It is a practical discussion about accountability, trust, and what industry and regulators need to do next.
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